Terms & Conditions

Last updated: 3rd July, 2024

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The website www.youareensured.com (“Youareensured.com”) is operated by YAE Services LLP (“Youareensured” or “us” or “we” or “our”), having its registered office at F2 502, Rohan Abhilasha, Wagholi, Pune, Maharashtra- 412207. Please read the Terms and Conditions document carefully before using the Youareensured website. By using the Youareensured.com website, you signify your agreement to be bound by Youareensured’s terms and conditions.

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YAE Services LLP is the data controller of personal information collected and processed through Youareensured services. Details can be found here. As described in our Privacy Policy, we share information with YAE Services LLP and the subsidiaries that YAE Services LLP controls that are either subject to our Privacy Policy or follow practices that are at least as protective as those described in our Privacy Policy. We also share information with third-party service providers. For any further details on our security practices please read our Privacy Policy. For any queries or issues relating to Youareensured.com, you can contact us by writing to info@youareensured.com. 

Conditions of Use

Our website is an online service provider platform to manage succession, inheritance, and ancillary legal services. Please read these terms and conditions carefully before using the Youareensured.com website. By using the Youareensured.com website, you signify your agreement to be bound by these terms and conditions.

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In addition, when you use any current or future Youareensured.com service, you will also be subject to the terms, guidelines, and conditions applicable to that specific Youareensured service. If these Conditions of Use are inconsistent with such terms, the terms will prevail.

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These “Conditions of Use” constitute an electronic record within the meaning of the applicable law. This electronic record is generated by a computer system and does not require any physical or digital signatures. 

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Terms and Conditions relating to your use of Youareensured.com

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1. Your account

If you use the website, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.

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Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. You also agree and acknowledge that you will use your account on the website to avail services only for your personal use and not for business purposes. Besides, Youareensured.com reserves the right to refuse access to the website, terminate accounts, or remove or edit content at any time without prior notice to its customers.

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2. Privacy

Please review our Privacy Policy, which governs your visit to Youareensured.com, to understand our practices. The personal information (including sensitive personal information) provided to us by you during usage of Youareensured.com will be treated as strictly confidential in accordance with the Privacy Policy and applicable laws and regulations. If you object to your information being transferred or used, please refrain from using the website.

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3. Platform for succession planning

You agree, understand, and acknowledge that the website is an online platform enabling you to purchase plans catering to succession and inheritance planning listed on the website at a price indicated at any time from any location. You further agree and acknowledge that Youareensured is only a facilitator and is not and cannot be a party to or control in any manner any transactions between the government authorities and the customer.

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4. Access to Youareensured.com

We will do our utmost to ensure that the availability of the website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the internet, this cannot be guaranteed. Also, your access to the website may be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services at any time without prior notice. We will, however, attempt to limit the frequency and duration of any such suspension or restriction.

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5. License to use website

Subject to your compliance with these Terms and Conditions and payment of applicable fees, if any, YAE Services LLP may grant you a limited license to access and make personal use of this website, but not to download or modify it, or any portion of it, except with express written consent of YAE Services LLP and/or its affiliates, as may be applicable. This license does not include any resale or commercial use of this website or its contents; any collection and use of any service listings, descriptions, or prices; any derivative use of this website or its contents; any downloading or copying of account information for the benefit of another seller; or any use of data mining, robots, or similar data gathering and extraction tools.

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This website or any portion of this website may not be reproduced, duplicated, copied, sold, resold, visited, distributed, or otherwise exploited for any commercial purpose without the express written consent of YAE Services LLP and/or its affiliates, as may be applicable. Any unauthorized use terminates the permission or license granted by YAE Services LLP and/or its affiliates, as applicable.

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You are only granted a limited, revocable, and non-exclusive right to create a hyperlink to the Welcome page of Youareensured.com as long as the link does not portray YAE Services LLP, Youareensured.com, their affiliates, or their services or packages in a false, misleading, derogatory, or otherwise offensive matter. 

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6. User Conduct

The customers must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged, or impaired in any way. The customers understand that they, and not Youareensured.com, are responsible for all electronic communications and content sent from their computer to us and they must use the website for lawful purposes only. They must not use the website for any of the following:-

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• For fraudulent purposes, or in connection with a criminal offense or other unlawful activity.

• To deceive or mislead the addressee about the origin of messages.

• To send, use or reuse any material that does not belong to you; or is illegal, is offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, invasive of another’s privacy, including bodily privacy, insulting or harassing on the basis of gender, blasphemous, defamatory, libelous, obscene, pornographic, pedophilic, or menacing; racially or ethnically objectionable, or disparaging; in breach of copyright, trademark, patent, confidentiality, privacy or any other proprietary information or right; or is otherwise injurious to third parties or relates to or promotes money laundering or gambling or promotes enmity between different groups on the grounds of religion or caste with the intent to incite violence; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, defence, security or sovereignty of India or friendly relations with foreign States or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting other nations; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource, political campaigning, commercial solicitation, chain letters, mass mailings or any spam.

7. Reviews, comments, communications, and other content

The customers of Youareensured.com may post reviews, comments and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, as long as the content does/is not illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, invasive of another’s privacy, including bodily privacy, insulting or harassing on the basis of gender, blasphemous, defamatory, libelous, obscene, pornographic, pedophilic or menacing; racially or ethnically objectionable, or disparaging; in breach of copyright, trademark, patent, confidentiality, privacy or any other proprietary information or right; or otherwise injurious to third parties or relates to or promotes money laundering or gambling, or promotes enmity between different groups on the grounds of religion or caste with the intent to incite violence; or is harmful to minors in any way, or impersonates another person; or threatens the unity, integrity, defence, security or sovereignty of India or friendly relations with foreign States or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting other nations; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource, political campaigning, commercial solicitation, chain letters, mass mailings or any spam; or deceive or mislead the addressee about the origin of messages.

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In the event, a customer fails to comply with the above Youareensured.com reserves the right to remove, refuse, delete, or edit any content that in the sole judgment of Youareensured.com violates these Terms and Conditions and, or terminate your permission to access or use this website.

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If you do post content or submit material, and unless we indicate otherwise, you

1. grant YAE Services LLP and its affiliates a non-exclusive, royalty-free, irrevocable, perpetual and fully sublicensable rights to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; and

2.  YAE Services LLP and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. 

You agree that the rights you grant above are irrevocable during the entire period of protection of your intellectual property rights associated with such content and material. You also agree to perform all further acts necessary to perfect any of the above rights granted by you to YAE Services LLP, including the execution of deeds and documents, at its request.

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You represent and warrant that you own or otherwise control all of the rights to the content that you post or that you otherwise provide on or through the website; and that, as on the date the content or material is submitted to Youareensured.com:

1. the content and material are accurate;

2. use of the content and material you supply does not breach any applicable Youareensured policies or guidelines and will not cause injury to any person or entity (including that the content or material is not defamatory);

3. the content is lawful.

You agree to indemnify YAE Services LLP and its affiliates for all claims brought by a third party against it or its affiliates arising out of or in connection with a breach of any of these warranties.

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8. Copyright and database rights

All content on this website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of YAE Services LLP, its affiliates, or its content suppliers and is protected by India and international copyright, authors’ rights and database right laws. The compilation of all content on this website is the exclusive property of YAE Services LLP and its affiliates and is protected by laws of India and international copyright and database right laws. All software used on this website is the property of YAE Services LLP, its affiliates, and its software suppliers and is protected by Indian and international copyright and authors’ rights laws.

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You may not systematically extract or reutilize parts of the contents of the website without the express written consent of YAE Services LLP and/or its affiliates (as may be applicable). In particular, you may not utilize any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for reutilization of any substantial parts of this website, without the express written consent of YAE Services LLP and/or its affiliates (as may be applicable). You may also not create and/or publish your database that features substantial parts of this website without the express written consent of YAE Services and/or its affiliates (as may be applicable).

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9. Intellectual Property

YAE Services LLP and its affiliates respect the intellectual property of others. If you believe that your intellectual property rights have been used in a way that gives rise to concerns of infringement, please write to us at info@youareensured.com.

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10. Disclaimer

You acknowledge and undertake that you are accessing the services on this website and transacting at your own risk and are using your best and prudent judgment before entering into any transactions through the website. You further acknowledge and undertake that you will use the website to avail services only for your personal use and not for business purposes. We shall neither be liable nor responsible for any actions or inactions of the government authorities in respect of your succession and inheritance claims submitted through our platform and hereby expressly disclaim all responsibility and liability in that regard.

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11. Indemnification

You shall indemnify and hold harmless YAE Services LLP, its subsidiaries, affiliates, and their respective officers, directors, agents, and employees, from any claim, demand, or actions including reasonable attorney’s fees, made by any third party or penalty imposed due to or arising out of your breach of these Terms and Conditions or any document incorporated by reference, or your violation of any law, rules, regulations or the rights of a third party.

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You hereby expressly release YAE Services LLP and/or its affiliates and/or any of its officers and representatives from any cost, damage, liability, or other consequence of any of the actions/inactions of the government authorities and specifically waiver of any claims or demands that you may have in this behalf under any statute, contract or otherwise.

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12. Children

Use of Youareensured.com is available only to persons who can form a legally binding contract under the Indian Contract Act, 1872. If you are a minor i.e. under the age of 18 years, you may use Youareensured.com only under the supervision of a parent or guardian.

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13. Third-party links and contents

Parties other than YAE Services LLP and its affiliates may operate stores, provide services, or sell product lines on Youareensured.com. In addition, we provide links to the websites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant or endorse the offerings of any of these businesses or individuals, or the content of their websites. YAE Services LLP does not assume any responsibility or liability for the actions, services, and content of any of these and any other third parties. You can tell when a third party is involved in your transactions, and we may share customer information related to those transactions with that third party. You should carefully review their privacy statements and other conditions of use.

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14. Communications

When you visit Youareensured.com, you are communicating with us electronically. You will be required to provide a valid phone number while availing a service from us. We may communicate with you by e-mail, SMS, phone call, or by posting notices on the website or by any other reasonable mode of communication. For contractual purposes, you consent to receive communications (including transactional, promotional, and/or commercial messages), from us with respect to your use of the website and/or your order placed on the website.

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15. Losses

We will not be responsible for any business loss (including loss of profits, revenue, contracts, anticipated savings, data, goodwill, or wasted expenditure) or any other indirect or consequential loss that is not reasonably foreseeable to both you and us when you commenced using our website.

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16. Amendments to the Terms and Conditions

We reserve the right to make changes to our website, policies, and these Terms and Conditions at any time. You will be subject to the policies and Terms and Conditions in force at the time when you use the website or when you order packages from us, unless any change to those policies or these conditions is required to be made by law or government authority (in which case it will also apply to orders previously placed by you). If any of these conditions is deemed invalid, void, or for any reason unenforceable, that condition will be deemed severable and will not affect the validity and enforceability of any remaining condition.

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17. Force Majeure

Youareensured shall not be considered in breach of its satisfaction guarantee or default under any terms of service, and shall not be liable to the client for any cessation, interruption, or delay in the performance of its obligations by reason of earthquake, flood, fire, storm, lightning, drought, landslide, hurricane, cyclone, typhoon, tornado, natural disaster, act of God or the public enemy, epidemic, famine or plague, action of a court or public authority, change in law, explosion, war, terrorism, armed conflict, labour strike, lockout, boycott or similar event beyond our reasonable control, whether foreseen or unforeseen (each a “Force Majeure Event”).

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We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control. This condition does not affect your statutory rights.

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18. Waiver

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

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19. Jurisdiction

These conditions are governed by and construed in accordance with the laws of India. You agree, as we do, to submit to the exclusive jurisdiction of the courts at Pune, Maharashtra.

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20. Our details

This website is operated by YAE Services LLP, having its registered office at F2 502, Rohan Abhilasha, Wagholi, Pune, Maharashtra- 412207.

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21. Complaints

The details about each customer complaint lodged (including the status of the complaint and tracking details) are provided in the return e-mails that are sent back to the customers.

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Contact Us

For any feedback, concern, question, or query you may please reach out to us at info@youareensured.com.